Here’s Why Apple Stops Credit, Debit Card Payments In India

|

In a recent move, Apple stopped accepting payments via Indian credit and debit cards. This was for the app purchases as well as subscriptions. As a result, people in India are not able to pay for services such as iCloud and Apple Music with a debit or credit card. Also, they cannot buy apps or buy any media using their cards right now.

Here’s Why Apple Stops Credit, Debit Card Payments In India

Back in 2021, the Reserve Bank of India (RBI) implemented a new set of auto-debit rules for recurring payments such as subscriptions. As per this directive, banks have to get approval from customers via “Additional Factor of Authentication (AFA)” to make recurring payments. The transaction can be declined if there is no approval for AFA.

Payments Only Via Apple ID

As per the support page from Apple, the regulatory requirements in India apply to the processing of recurring transactions. If there is an Indian debit or credit card and users already own a subscription, the changes will impact the transactions. Some of these transactions could be declined by banks and card issuers.

Here’s Why Apple Stops Credit, Debit Card Payments In India

Apple users using a debit or credit card as a payment method using their Apple ID can see an error, which reads, “This card type is no longer supported”. Also, the company has sent out emails to users to inform them of this new development. Notably, the email reads, that due to the RBI regulations, Apple Search Ads will no longer accept payments from credit cards issued by Indian banks.

Furthermore, it also stated that from June 1, 2022, all campaigns using a credit card issued from an Indian bank will be placed on hold. Users can use a credit card issued by a bank outside of India. You can update the payment method by heading to the billing tab in the account settings. The new stipulations need Apple to create an e-mandate for debit and credit cards in India. For issuing the reccuring payments, users need to give a consent when making subsequent payments of over Rs. 5,000.

To continue to purchase apps and subscriptions, users have to add money to the Apple ID via internet banking or UPI payment option.

Best Mobiles in India


  • Huawei P30 Pro

    54,535


  • Apple iPhone 12 Pro

    1,19,900


  • Samsung Galaxy S20 Plus

    54,999


  • Samsung Galaxy S20 Ultra

    86,999


  • Samsung Galaxy S20

    49,975


  • Vivo X50 Pro

    49,990


  • Xiaomi Mi 10i

    20,999


  • Samsung Galaxy Note20 Ultra 5G

    1,04,999


  • Xiaomi Mi 10 5G

    44,999


  • Motorola Edge Plus

    64,999


  • Samsung Galaxy A51

    20,699


  • Apple iPhone 11

    49,999


  • Redmi Note 8

    11,499


  • Samsung Galaxy S20 Plus

    54,999


  • Redmi 8

    7,999


  • Samsung Galaxy A10s

    8,980


  • Vivo S1 Pro

    17,091


  • Samsung Galaxy A20s

    10,999


  • OnePlus 7T

    34,999


  • Apple iPhone XR

    39,600


  • Oppo Reno5 Lite


    25,750


  • Honor V40 Lite


    33,590


  • Black Shark 4


    27,760


  • Black Shark 4 Pro


    44,425


  • Vivo U3x


    13,780


  • Apple iPhone 13 Pro


    1,25,000


  • Apple iPhone SE 3


    45,990


  • Apple iPhone 13 Pro Max


    1,35,000


  • Apple iPhone 13


    82,999


  • Vivo Y72 5G


    17,999

Story first published: Saturday, May 7, 2022, 12:21 [IST]

Read More

Leave a Reply

Your email address will not be published. Required fields are marked *

You May Also Like

OnePlus Nord CE 2 Lite 5G Stress Test: Can It Sustain Peak Performance?

        | Published: Saturday, April 30, 2022, 9:09 [IST]…

Canalys: Xiaomi leads Indian smartphone sales in Q1, Realme gained the most

The global supply constraints hit India in Q1 2022, Canalys…

Realme 9 4G Vs Realme 9 5G: Is Considering 4G Mobile Over 5G Worth It?

        | Published: Friday, April 8, 2022, 18:07 [IST]…

vivo T1 Pro 5G and vivo T1 44W coming on May 4

The vivo T1 Pro 5G and vivo T1 44W will…